Resolutions or Goals? Do the words really matter?

Well here it is 2012. Have you set up your New Years Resolutions yet?  Or do you not do Resolutions but actually make Goals?  What is the difference really?

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Resolution is a commitment that a person makes to one or more lasting personal goals, projects, or the reforming of a habit.

A goal or objective is a desired result an animal or a system envisions, plans and commits to achieve—a personal or organizational desired end-point in some sort of assumed development. 

In my opinion you don't have one without the other. You may resolve to change something and in order to have that resolution work you need to work on creating goals or stepping stones to complete the end point.

Our Resolution is to become much more self-sufficient and much farther down the road to being debt free.

Money Saving Mom has two great customizable goal setting sheets to really help you get started. You set up your big goal and then can break it down into bite sized pieces to really help you accomplish it. These are free downloads that you can get HERE.